Telesales Executive

We are seeking a motivated, result-driven Personal Loan Sales Executive to join our growing financial services team. In this role, you will identify prospective clients, analyze their financial profiles, recommend suitable unsecured loan products, and ensure a seamless documentation and approval process. The ideal candidate possesses excellent communication skills, a high sales orientation, and a strong commitment to regulatory compliance. [1, 2, 3, 4, 5]

Key Responsibilities

• Lead Generation: Identify and reach out to potential loan customers through cold calling, field visits, open market sourcing, and corporate tie-ups. [1, 2, 3]
• Product Consultation: Explain various personal loan products, interest rates, processing fees, and repayment terms clearly to customers. [1, 2]
• Eligibility Assessment: Evaluate applicant creditworthiness by analyzing income documents, bank statements, and employment stability. [1, 2]
• Documentation: Collect, verify, and compile KYC papers and financial proofs required for underwriting. [1, 2]
• File Coordination: Coordinate closely with internal credit, operations, and risk assessment teams to track application status. [1, 2]
• Target Achievement: Meet and exceed monthly assigned loan disbursement volume and client acquisition targets. [1, 2]
• Relationship Management: Maintain a strong relationship with clients to foster repeat business and secure word-of-mouth referrals. [1, 2]
• Compliance: Adhere strictly to internal credit policies, organizational Standard Operating Procedures (SOPs), and external banking regulations. [1, 2]