Credit Analyst

Job Title: Credit Analyst

Experience: 1–3 Years

Salary: ₹18,000 – ₹30,000 per month

Employment Type: Full-time

Job Description:

We are looking for an experienced Credit Analyst to evaluate loan applications, assess customer creditworthiness, and support the credit decision-making process.

Key Responsibilities:

• Review and analyze loan applications and customer financial documents.
• Assess creditworthiness based on income, financial profile, credit history, and relevant documents.
• Verify customer information and identify potential credit risks.
• Analyze bank statements, income documents, and other financial records.
• Ensure compliance with company credit policies and guidelines.
• Coordinate with sales and operations teams for required information and documentation.
• Maintain accurate records and ensure timely processing of cases.

Requirements:

• Minimum 1 year and maximum 3 years of experience in Credit Analysis, Loan Processing, Credit Underwriting, or a related role.
• Good understanding of credit assessment and loan processes.
• Knowledge of financial documents and basic credit risk evaluation.
• Good analytical and decision-making skills.
• Good communication and interpersonal skills.

Preferred Industry: NBFC / Banking / Financial Services