Credit Manager

Job SummaryWe are seeking a detail-oriented Credit Executive to evaluate loan applications, verify customer information, assess creditworthiness, and support informed lending decisions while ensuring compliance with company policies.

• Key ResponsibilitiesReview and process loan applications received from sales and sourcing teams.
• Verify customer documents, employment details, income, and banking information.
• Conduct telephonic verification with customers, references, employers, and vendors as required.
• Analyze credit reports, financial documents, and repayment capacity.
• Assess risk and recommend approval, rejection, or modification of loan applications.
• Maintain accurate records of credit assessments and decisions.
• Coordinate with sales, operations, and collections teams for smooth loan processing.
• Ensure compliance with internal credit policies and regulatory guidelines.
• Prepare and submit daily MIS and credit-related reports.
• RequirementsGraduate in any discipline.
• 1–3 years of experience in Credit, Loan Processing, Underwriting, or BFSI industry.
• Understanding of credit assessment and loan documentation.
• Basic knowledge of CIBIL/Credit Bureau reports.
• Proficiency in MS Excel and computer applications.
• Strong analytical and decision-making skills.