Freecharge Payment Technologies Private Limited

Credit Officer

Freecharge Payment Technologies Private Limited
Varanasi
₹40,000 - ₹41,500 monthly

Fixed

₹40,000 - ₹41,500

Earning Potential

₹41,500

Work from OfficeWork from Office
Full TimeFull Time
Min. 2 yearsMin. 2 years
Basic EnglishBasic English

Job highlights

Urgently hiring

Urgently hiring

Fast HR reply

Fast HR reply

HR responded to 88% candidates in last 2 days

17 applicants

17 applicants

Job Description

Job Title: Senior Executive – CreditCompany: Freecharge Biz by Axis Bank

Division: Credit

Job Location: Varanasi

Experience Required: Minimum 2+ Years

Salary: Up to ₹5 LPA

Industry: Banking / NBFC / Financial Services

Products: Unsecured Business Loans (UBL) & Micro LAP

Joining: Immediate Joiners Preferred

Job DescriptionFreecharge Biz by Axis Bank is hiring experienced Credit Professionals for Unsecured Business Loans (UBL) and Micro LAP. Candidates must have a minimum of 2 years of hands-on experience in credit underwriting.

  • Key ResponsibilitiesAnalyse loan applications and conduct credit risk assessments.
  • Review credit reports, financial statements, and customer documents.
  • Assess customer creditworthiness and recommend appropriate credit decisions.
  • Evaluate loan proposals based on financial and credit parameters.
  • Ensure adherence to internal credit policies and lending guidelines.
  • Eligibility CriteriaMinimum 2 years of relevant experience in Credit Underwriting.
  • Hands-on experience in Unsecured Business Loans (UBL) or Micro LAP is mandatory.
  • Candidates from Banking, NBFC, or Financial Services backgrounds are preferred.
  • Immediate joiners will be given preference.

Important NoteCandidates with experience exclusively in Sales, Collections, Operations, or other banking functions without relevant credit underwriting experience will not be considered.

Interested candidates can share their updated resumes at:

abhishek.r@freechargebiz.com

Job role

Work location
Work locationVaranasi, Uttar Pradesh, India
Department
DepartmentBanking / Insurance / Financial Services
Role / Category
Role / CategoryBanking/Loan Sales
Employment type
Employment typeFull Time
Shift
ShiftDay Shift

Job requirements

Experience
ExperienceMin. 2 years
Education
Education12th Pass
Skills
SkillsB2B Sales, Channel sales, Telemarketing, Telesales, B2C sales, End to end sales, Distributor sales, Retail channel sales, Sales quota management, Enterprise sales, Insuranse sales, Enterprise Solutions Sales, Distributor, SMB sales
English level
English levelBasic English
Gender
GenderAny gender

About company

Name
NameFreecharge Payment Technologies Private Limited
Address
AddressVaranasi, Uttar Pradesh, India
Job posted by Freecharge Payment Technologies Private Limited

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You can expect a minimum salary of 40,000 INR and can go up to 41,500 INR. The salary offered will depend on your skills, experience and performance in the interview.

The candidate should have studied 12th Pass and people who have 2 to 31 years are eligible to apply for this job. You can apply for more jobs in Varanasi to get hired quickly.

The candidate should have Basic English skills and sound communication skills for this job.

Both Male and Female candidates can apply for this job.

No, it's not a work from home job and can't be done online. You can explore and apply for other work from home jobs in Varanasi at apna.

No work-related deposit needs to be made during your employment with the company.

Go to the apna app and apply for this job. Click on the apply button and call HR directly to schedule your interview.

The last date to apply for this job is 18 Nov 2026. For more details, download apna app and find Full Time jobs in Varanasi . Through apna, you can find jobs in 64 cities across India. Join NOW!