Mortgage Loan Relationship Manager

Equitas Small Finance Ltd

Salem

Not disclosed

Work from Office

Full Time

Min. 2 years

Job Details

Job Description

Relationship Manager - MLAP

1. Loan Sourcing & Lead Generation
  • Target Achievement: Meet or exceed monthly, quarterly, and annual loan disbursement and login targets.
  • Market Mapping: Conduct regular lane-to-lane or geographic mapping to identify potential leads and untapped markets.
  • Channel Management: Generate leads through open-market canvassing, builder tie-ups, developer networks, and Direct Selling Associates (DSAs). [1, 2, 3, 4, 5]

2. Client Consultation & Relationship Management
  • Advisory: Guide potential home buyers through various mortgage products, interest rates, and loan options.
  • Customer Retention: Maintain strong relationships with existing clients and generate referrals.
  • Cross-Selling: Promote additional financial products (e.g., life insurance, health insurance, property insurance) alongside the home loan. [1, 2, 3]

3. Application & File Processing
  • Document Collection: Collect and verify essential KYC documents, income proofs, and financial statements.
  • Preliminary Credit Assessment: Conduct initial evaluations of the applicant’s creditworthiness and repayment capacity.
  • Login & Disbursement: Log files into the banking system, coordinate with credit and technical teams, and ensure smooth disbursement. [1, 2, 3]

4. Compliance & Portfolio Quality
  • KYC/AML Compliance: Adhere strictly to "Know Your Customer" and Anti-Money Laundering guidelines.
  • Audit Clearance: Ensure all loan files are error-free and meet the internal underwriting standards of the bank or housing finance company

Job role

Work location

Inclusive Banking - MF>South>Tamil Nadu>Erode>Salem>Salem 5 Roads>Salem>1271>Dhadhagapatty

Department

Banking / Insurance / Financial Services

Role / Category

Banking/Loan Sales

Employment type

Full Time

Shift

Day Shift

Job requirements

Experience

Min. 2 years

About company

Name

Equitas Small Finance Ltd

Job posted by Equitas Small Finance Ltd

Apply on company website