Gold Loan Executive
Jana Small Finance Bank
Gold Loan Executive
Jana Small Finance Bank
Hinkal, Mysore/Mysuru
₹18,000 - ₹42,000 monthly*
Fixed
₹18000 - ₹37000
Average Incentives*
₹5,000
Earning Potential
₹42,000
You can earn more incentive if you perform well
Work from Office
Full Time
Min. 6 months
No English Required
Job Details
Interview Details
Job highlights
Urgently hiring
74 applicants
Benefits include: Annual Bonus, PF, Mobile Allowance, Health Insurance, ESI (ESIC)
Job Description
- Gold Loan Executive – Roles & ResponsibilitiesSource and acquire new customers for gold loan business.
- Explain gold loan products, interest rates, and repayment options to customers.
- Assist in gold appraisal and valuation as per company guidelines.
- Verify customer documents and complete KYC formalities.
- Process loan applications and ensure accurate documentation.
- Disburse loans within defined turnaround time (TAT).
- Build and maintain strong relationships with existing customers.
- Achieve monthly business, disbursement, and cross-selling targets.
- Follow up with customers for interest payments, renewals, and loan closures.
- Manage collections and ensure timely recovery of overdue accounts.
- Ensure safe handling and custody of pledged gold ornaments.
- Maintain branch records and update customer information in the system.
- Adhere to all regulatory, compliance, and operational guidelines.
- Resolve customer queries and provide prompt service support.
- Coordinate with branch staff and other departments for smooth operations.
- Conduct field visits and local marketing activities to generate business.
- Key Performance Indicators (KPIs)Gold loan disbursement achievement
- Customer acquisition and retention
- Collection efficiency
- Portfolio quality
- Cross-selling performance
- Compliance and audit adherence
- Customer satisfaction levels
Job role
Work location
Mysore-Hassan Road, Hinkal, Hutagalli, Karnataka, India
Department
Sales & BD
Role / Category
Sales Management
Employment type
Full Time
Shift
Day Shift
Job requirements
Experience
Min. 6 months
Education
12th Pass
Skills
Gold Loan Sales
English level
No English Required
Gender
Any gender
About company
Name
Jana Small Finance Bank
Address
Mysore-Hassan Road, Hinkal, Hutagalli, Karnataka, India
Job posted by Jana Small Finance Bank
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