Loan Officer

JOB DESCRIPTIONLoan OfficerCompany / Department: Bharat Super Shop (BSS)

Position: Loan Officer

Reports To: Branch Manager

Job Type: Full-Time | Field Job

Location: Karnataka

Age: 18–32 Years

Experience: Freshers & Experienced Candidates Can Apply

Job SummaryBharat Super Shop (BSS) is looking for energetic and target-oriented Loan Officers to provide loan services to small retailers and business outlets.

The role involves customer acquisition, lead generation, sales, relationship management, and collection activities under the BSS model. This is an outbound/field-based position requiring strong communication, interpersonal, and customer-handling skills.

Key Responsibilities1. Customer Acquisition

• Conduct market surveys to identify potential customers interested in loans.
• Generate leads and acquire new customers.
• Expand the customer base through field visits and direct sales.
• Explain loan products and eligibility requirements to prospective customers.

2. Relationship Management

• Build and maintain strong relationships with existing customers.
• Understand customer requirements and provide suitable loan solutions.
• Follow up with customers throughout the loan process.

3. Sales & Revenue Generation

• Promote Overdraft and Retail Loan Products.
• Achieve assigned sales and revenue targets.
• Generate quality leads through market visits and customer referrals.
• Maintain regular follow-ups with prospective customers.

4. Collection & Portfolio Management

• Perform customer collection activities as assigned.
• Follow up on outstanding payments and improve collection efficiency.
• Help minimize customer delinquency and maintain portfolio quality.
• Maintain proper records of customer interactions and collections.

5. Field Operations

• Conduct extensive field visits to retailers, shops, and business outlets.
• Work independently as well as effectively with the team.
• Complete daily activities and achieve assigned targets.
• Skills & QualificationsEducation: 10th / PUC / Matriculation Pass.
• Experience: 0–2 years.
• Freshers are welcome to apply.
• Good sales and customer-handling skills.
• Excellent communication and negotiation skills.
• High level of self-motivation and ambition.
• Ability to work in a competitive, target-oriented environment.
• Proficiency in English, Hindi, and local/vernacular language — reading, writing, and speaking.
• Good interpersonal and relationship-building skills.
• Willingness to travel extensively for field work.

Mandatory Requirements🏍️ Insured Two-Wheeler is Mandatory

🪪 Valid Driving Licence is Mandatory

Candidate ProfileWe are looking for candidates who are:

• Energetic and hardworking.
• Comfortable with field sales and travelling.
• Target-oriented and self-motivated.
• Good at communicating and convincing customers.
• Interested in building a career in sales, banking, loans, and financial services.

Job LocationKarnataka – Multiple Locations

Who Can Apply?✅ Freshers

✅ Experienced Candidates

✅ 10th / PUC Pass Candidates

✅ Candidates interested in field sales & loan services

✅ Candidates with their own insured two-wheeler and valid DL

📞 Interested CandidatesCall / Contact: 8904246102

Join Bharat Super Shop and build your career in the financial services and field sales industry!