Credit Risk Analyst

Analyst - Credit Management

Main purpose

We are seeking to hire a highly analytical and driven professional to join our Credit Team in Mumbai. The successful candidate will work as part of a group responsible for reviewing and approving credit risk associated with complex transactions across multiple products and business segments, including Metals, Gas & Power, Oil. The role will involve evaluating credit and performance risks on both short-dated and longer-tenor trades, negotiating directly with external counterparties, and collaborating closely with commercial teams to ensure that exposures remain within acceptable limits. This will include the use of appropriate credit risk-mitigation tools and structures where required.

Key responsibilities

• Credit Reviews & Analysis: Assist the team in conduction credit reviews (Annual & Adhocs), work to involves the assessment & recommendation of internal credit limit appetite and assignment of internal credit ratings through business, financial and industry risk assessment.
• Credit Risk Management: Required to manage the allocated portfolio and help the global credit officers in tracking market developments and other events on a regular basis . Being on top of the exposure and overdue related to the portfolio. This work also includes
• Credit Risk Administration: Assist the wide team in managing the credit exposure & data on our central and monitor and be involved in adhoc projects related to management reporting of the key credit portfolios.

Required qualifications

• Qualification: Either of MBA (for a renowned institution) / CA (First Attempt Pass) / CFA (All levels cleared, First Attempt)
• Experience: 1-3 years of experience in credit risk roles within a blue-chip bank, trading house, or financial institution
• Handled Mid & large corporate clients and / or Financial Institution / Banks (both are preferred)

Preferred qualifications

• System – Proficient in Excel, Power Point and Word/Outlook. Skills on SQL, Python, Power BI etc would be a great add-on. Also competency over tools like S&P Capital IQ, Bloomberg etc. 

Attributes for success

• Mature individual with an ability to assimilate lots of information, think clearly & make recommendations &s presentations in a clear and concise manner.
• Reliable & thorough in the work, with an eye for detail; hard working and flexible / ability to work under pressure; responsible, confident and effective communicator; Able to work independently.
• Excellent English verbal and written communication

Department overview

The Credit Management function sits within Trafigura's Risk Function and is responsible for managing counterparty credit risk across the firm's global trading activities. The team safeguards Trafigura's balance sheet by assessing, monitoring, and controlling credit exposures arising from physical and derivative trading across all commodities and regions.

The department operates globally with senior leadership in Geneva and regional coverage across various hubs such as North America, South America, China, South East Asia and other key trading hubs. It works closely with Trading, Trade Finance, Operations, and the broader Risk function (Market Risk, Operational Risk & Internal Control) to ensure credit decisions are aligned with Trafigura's risk appetite and commercial strategy.

Equal opportunity employer

We are an Equal Opportunity Employer and take pride in a diverse workforce! We do not discriminate in recruitment, hiring, training, promotion or other employment practices for reasons of race, colour, religion, gender, sexual orientation, national origin, age, marital or veteran status, medical condition or handicap, disability, or any other legally protected status.

Experience Level

Mid Level