Relationship Officer - Loans Against Gold

Kotak Mahindra Bank Limited

Mohali

Not disclosed

Work from Office

Full Time

Min. 2 years

Job Details

Job Description

Relationship Officer-LOANS AGAINST GOLD-Marketing Branches Operations

As a Relationship Officer, you will be responsible for promoting and cross-selling Loans Against Gold products to existing and potential customers. You will build and maintain strong relationships with customers, understand their financial needs, and offer tailored solutions. Your role will involve achieving sales targets, ensuring customer satisfaction, and contributing to the overall success of the Loans Against Gold business.
  • Develop and execute marketing strategies to promote Loans Against Gold products.
  • Build a strong network of referrals and partnerships to generate business leads.
  • Conduct thorough needs analysis for customers and offer suitable loan solutions.
  • Maintain accurate records of customer interactions and loan applications.
  • Ensure timely processing and approval of loan applications, meeting service level agreements.
  • Provide excellent customer service and build long-term relationships with clients.
  • Stay updated with market trends, competitor offerings, and industry regulations.
  • Collaborate with other departments to ensure smooth loan processing and customer experience.
  • Achieve individual and team sales targets, as set by the management.
  • Attend training sessions and workshops to enhance product knowledge and sales skills.
  • Bachelor's degree in Business, Finance, Marketing, or a related field.
  • Minimum 2 years of experience in sales, preferably in the banking or financial services industry.
  • Strong knowledge of Loans Against Gold products and the ability to explain complex financial concepts.
  • Excellent communication and interpersonal skills, with a customer-centric approach.
  • Proven track record of achieving sales targets and building a network of referrals.
  • Ability to work independently and manage multiple tasks effectively.
  • Proficiency in using MS Office and other relevant software for data management.
  • Willingness to travel for business development and customer meetings.
  • Strong problem-solving and analytical skills.
  • Flexibility to work extended hours, as required by the business.

Experience Level

Mid Level

Job role

Work location

Mohali, Punjab, India

Department

Sales & BD

Role / Category

Banking/Loan Sales

Employment type

Full Time

Shift

Day Shift

Job requirements

Experience

Min. 2 years

About company

Name

Kotak Mahindra Bank Limited

Job posted by Kotak Mahindra Bank Limited

Apply on company website