Credit Officer

Job Description

Function: Credit Risk Assessment

Designation: Credit officer

Role & Responsibilities:

 To assess the business financials of the Proprietorship/Firm/company with good hold on ratio analysis

 To interact with the customer over the phone or personal discussion to understand the business and the loan requirement of the CM and suggesting the suitable product for them

 To guide the sales team and customer on documentation part and to act as an catalyst to complete the documentation

 To assess the rough loan eligibility as per the guidelines of the HDFC Ltd

 To Train sales team regularly on the product norms and documentation part

 To coordinate with Sales people and HDFC to get expedite sanction of the caseSkill

Set required: Analytical ability Good with numbers and ratio analysis Thorough understanding of documentation Good negotiator Candidate Eligibility: Positive attitude Result oriented and ability to work under pressure.