Credit Officer - Loan Evaluation and Documentation Specialist

Equitas Small Finance Ltd

Hassan

Not disclosed

Work from Office

Full Time

Min. 2 years

Job Details

Job Description

Credit Officer

Purpose of the role: 


  • The position has been created to enable clear focus on Credit Evaluation of Customers through verification of documents & personal discussion


 

Key Responsibilities: 



  • Ensure proper credit evaluation of customers as per policy & process
  • Document verification to be carried out for the loan proposals
  • Support the branch team in achieving desired branch objective.
  • Manage & Maintain TAT for Loan disbursement.
  • To diligently appraise loan applications in line with credit policy of the organization.
  • Ensure Credit policies to build a good quality portfolio of the branch.
  • Ensure File is completed in all aspects before the Loan is Disbursed & Maintain records.
  • Completion of PDD on time for the Loan Disbursed 
  • Ensure Quality Portfolio of the branch is Maintained 
  • Appraise of CAM proposal of the customers who have applied Loan


 

 

 

Desired Experience:

  • Number of years of experience (02-05 Years)
  • Type of companies/sector worked for(Private commercial banks and large NBFCs)
  • Responsibilities managed in the previous organizations(Primarily Credit function. Past experience in credit & Collection side of CV.)
  • Languages (Hindi/English/Local Language)
  • Computer/technical skills (Basic MSCIT Knowledge)



Qualifications:

  • Graduation: (BCOM/Any stream)
  • Post-graduation: (MBA would be an added advantage)
  • Professional Qualifications: If any would be an added advantage
  • Certifications: If any would be an added advantage




Job role

Work location

Emerging Enterprise Banking>South 1>karnataka>Karnataka>Hassan>Hassan>Karnataka>3073>Hassan

Department

Banking / Insurance / Financial Services

Role / Category

Banking Operations

Employment type

Full Time

Shift

Day Shift

Job requirements

Experience

Min. 2 years

About company

Name

Equitas Small Finance Ltd

Job posted by Equitas Small Finance Ltd

Apply on company website