Relationship Executive-Housing Loan

Jana Small Finance Bank

Cuttack

₹20,000 - ₹45,000 monthly*

Fixed

20000 - ₹30000

Average Incentives*

15,000

Earning Potential

45,000

You can earn more incentive if you perform well

Field Job

Full Time

Min. 6 months

No English Required

Job Details

Interview Details

Job highlights

Urgently hiring

54 applicants

Benefits include: PF, Travel Allowance (TA), Petrol Allowance, Mobile Allowance, Health Insurance

Job Description

  • Lead Generation & Sales: Identify prospective borrowers through direct market outreach, real estate partnerships, and [Direct Selling Agents (DSAs)
  • Credit Appraisal: Analyze financial profiles, verify income sources, and evaluate collateral values to determine loan eligibility and risk.
  • Documentation & Compliance: Ensure all loan applications adhere to regulatory guidelines and internal banking policies.
  • Customer Support: Guide applicants through the home buying process, explaining interest rates, tenures, and repayment terms.
  • Cross-Selling: Promote supplementary products like property insurance or credit cards to maximize client value.
  • Focuses heavily on client acquisition, relationship building, and customer retention.
  • Handles the processing and approval stages of the loan, from initial application to closing.
  • Manages of sales and oversees regional volume and revenue targets.
  • Specializes strictly in evaluating the creditworthiness of clients and assessing the risks of the loan file.




Job role

Department

Banking / Insurance / Financial Services

Role / Category

Banking/Loan Sales

Employment type

Full Time

Shift

Day Shift

Job requirements

Experience

Min. 6 months

Education

Graduate

Skills

Housing loan, Property Loan

English level

No English Required

Age limit

18 - 30 years

Gender

Any gender

About company

Name

Jana Small Finance Bank

Address

Cuttack, Odisha, India

Job posted by Jana Small Finance Bank

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