Branch Manager
Jana Small Finance Bank
Branch Manager
Jana Small Finance Bank
Bhubaneswar
₹30,000 - ₹50,000 monthly*
Fixed
₹30000 - ₹40000
Average Incentives*
₹10,000
Earning Potential
₹50,000
You can earn more incentive if you perform well
Field Job
Full Time
Min. 5 years
Basic English
Job Details
Interview Details
Job highlights
Urgently hiring
43 applicants
Benefits include: Travel Allowance (TA), Petrol Allowance, Mobile Allowance, Laptop, Health Insurance
Job Description
- Business Growth & Portfolio Management: Develop strategies to acquire new clients, drive loan disbursements (often via Joint Liability Groups), and grow savings accounts. Maintain a healthy, high-quality loan portfolio.
- Delinquency & Recovery Operations: Monitor repayment schedules, conduct field visits, and coordinate with field officers to minimize non-performing assets (NPAs) and resolve overdue accounts.
- Risk Assessment & Compliance: Approve or reject loan applications. Enforce the standard 5 Cs of credit (Character, Capacity, Capital, Collateral, and Conditions) and ensure strict adherence to microfinance regulations and internal risk policies.
- Team Leadership & Mentorship: Hire, train, and supervise field workers and administrative staff. Set branch targets, evaluate performance, and foster a highly motivated, productive team environment.
- Financial & Administrative Oversight: Manage daily cash flow, process weekly cash requisitions, and verify daily collection reports (DCR) and vouchers. Ensure the security and data protection of the branch.
- Customer Service & Financial Literacy: Lead pre-disbursement orientations, educate unbanked populations on financial literacy, and ensure excellent customer service to maintain high client retention rates.
Job role
Department
Banking / Insurance / Financial Services
Role / Category
Banking/Loan Sales
Employment type
Full Time
Shift
Day Shift
Job requirements
Experience
Min. 5 years
Education
Graduate
Skills
NBFC, Team handling, Branch management, Gold Loan Sales, Business Loans, Personal Loans, Two-Wheeler Loans, Micro Loan Sales
English level
Basic English
Regional language
Fluent in speaking Oriya
Gender
Any gender
About company
Name
Jana Small Finance Bank
Address
Bhubaneswar, Odisha, India
Job posted by Jana Small Finance Bank
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