Credit Manager - Gold Loan Operations

Kotak Mahindra Bank Limited

Bengaluru/Bangalore

Not disclosed

Work from Office

Full Time

Min. 2 years

Job Details

Job Description

Credit Manager-LOANS AGAINST GOLD-Marketing Branches Operations

Job Role:

·         Looking after credit underwriting of SENP / SEP cases – by having deep understanding of applicants financials and business background post visiting customer.

 

·         Delinquency monitoring for underwritten cases during the infant stage so as to keep delinquency to almost Nil levels.

 

·         Managing the credit quality of underwritten cases. Having sound knowledge of present economic indicators as well as updates in mortgage industry.

 

·         Maintaining decent productivity levels of processing.

 

·         Being a team player while assisting the team in implementing HO & local policies at ground level.

 

·         Handling of CPAs and mentoring them to extract quality in their output. Monitoring their productivity levels.

 

Job Requirements:

·         CA /MBA done from well-known Institute.

·         Min 2 – 4 years of experience in mortgage with bank or NBFC.

·         Having above exposure in SENP segment (non Salaried segment).

Experience Level

Mid Level

Job role

Work location

Bangalore, Karnataka, India

Department

Banking / Insurance / Financial Services

Role / Category

Banking Operations

Employment type

Full Time

Shift

Day Shift

Job requirements

Experience

Min. 2 years

About company

Name

Kotak Mahindra Bank Limited

Job posted by Kotak Mahindra Bank Limited

Apply on company website