Business Development Executive (BDE)

Jana Small Finance Bank

Jeevan Bima Nagar, Bengaluru/Bangalore

₹18,000 - ₹45,000 monthly*

Fixed

18000 - ₹40000

Average Incentives*

5,000

Earning Potential

45,000

You can earn more incentive if you perform well

Work from Office

Full Time

Any experience

Basic English

Job Details

Interview Details

Job highlights

Urgently hiring

103 applicants

Job Description

  • Gold Loan Executive – Roles & ResponsibilitiesSource and acquire new customers for gold loan business.
  • Explain gold loan products, interest rates, and repayment options to customers.
  • Assist in gold appraisal and valuation as per company guidelines.
  • Verify customer documents and complete KYC formalities.
  • Process loan applications and ensure accurate documentation.
  • Disburse loans within defined turnaround time (TAT).
  • Build and maintain strong relationships with existing customers.
  • Achieve monthly business, disbursement, and cross-selling targets.
  • Follow up with customers for interest payments, renewals, and loan closures.
  • Manage collections and ensure timely recovery of overdue accounts.
  • Ensure safe handling and custody of pledged gold ornaments.
  • Maintain branch records and update customer information in the system.
  • Adhere to all regulatory, compliance, and operational guidelines.
  • Resolve customer queries and provide prompt service support.
  • Coordinate with branch staff and other departments for smooth operations.
  • Conduct field visits and local marketing activities to generate business.
  • Key Performance Indicators (KPIs)Gold loan disbursement achievement
  • Customer acquisition and retention
  • Collection efficiency
  • Portfolio quality
  • Cross-selling performance
  • Compliance and audit adherence
  • Customer satisfaction levels


Job role

Work location

Jeevan Bima Nagar, Bengaluru, Karnataka, India

Department

Sales & BD

Role / Category

BD / Pre Sales

Employment type

Full Time

Shift

Day Shift

Job requirements

Experience

Any experience

Education

Graduate

Skills

Sales

English level

Basic English

Gender

Any gender

About company

Name

Jana Small Finance Bank

Address

Jeevan Bima Nagar, Bengaluru, Karnataka, India

Job posted by Jana Small Finance Bank

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