Debt Recovery Agent

Getlux

Alappuzha

₹16,000 - ₹30,000 monthly*

Fixed

16000 - ₹20000

Average Incentives*

10,000

Earning Potential

30,000

You can earn more incentive if you perform well

Field Job

Full Time

Any experience

No English Required

Job Details

Interview Details

Job highlights

Urgently hiring

6 applicants

Benefits include: Petrol Allowance

Job Description

We are looking for a motivated Debt Recovery Executive to handle collection of overdue personal loan accounts for our NBFC. You will be responsible for contacting borrowers, negotiating repayments, and ensuring timely recovery while maintaining professional and ethical customer relations.

Key Responsibilities

- Field & Tele Collection: Visit customers and make calls/SMS/WhatsApp follow-ups for overdue EMIs

- Recovery: Meet monthly and daily collection targets as per assigned portfolio

- Negotiation: Counsel borrowers on repayment options, OTS/settlement schemes, and legal consequences of default

- Documentation: Update collection activities daily in CRM/collection app. Collect post-dated cheques, ECS mandates where applicable

- Customer Relationship: Maintain polite and professional communication as per RBI guidelines. No harassment

- Reporting: Submit daily visit reports, collection reports, and feedback to Team Lead/Manager

Job role

Department

Banking / Insurance / Financial Services

Role / Category

Debt Collections / Recovery

Employment type

Full Time

Shift

Day Shift

Job requirements

Experience

Any experience

Education

10th or Below 10th

Skills

Personal Loans

English level

No English Required

Regional language

Fluent in speaking Malayalam

Assets

Two-wheeler Vehicle, Two Wheeler Driving License

Age limit

18 - 50 years

Gender

Any gender

About company

Name

Getlux

Address

Alappuzha, Kerala, India

Job posted by Getlux

FAQs about this job

Show all

Apply for job