Area Credit Manager-Business Loans-Credit
Kotak Mahindra Bank Limited
Work from Office
Full Time
Min. 10 yearsJob Description
Area Credit Manager-Business Loans-Credit
- The key responsibilities of the role will be as follows:
- Assessment of credit worthiness of potential customers. Structuring & customizing the products to suit the customer’s requirements keeping in mind the risk profile, cash flows and security. Preparing detailed credit appraisal memo to Approving authorities and ability to handle proposals individually and defend in the
- Work closely with the Business Team.
- Responsible for the end-to-end monitoring of the portfolio
- Gradually move into the role of team handling for credit managers.
- Ensuring regulatory compliance of the proposal with internal and external guidelines/requirements.
- Coordinating with CMT for portfolio monitoring, EWS, Compliance and other reporting.
Candidate Profile
- Preferably 10 years of experience in Banks / NBFCs in a Credit role
- Good analytical & managerial skills.
- Good Communication and proposal writing Skills.
Key Skills
- Credit underwriting
- Credit appraisals
- Risk profiles
Experience Level
Senior LevelJob role
Job requirements
About company
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The candidate should have completed the required education and people who have 10 to 31 years are eligible to apply for this job. You can apply for more jobs in Chennai to get hired quickly.
The candidate should have sound communication skills and sound communication skills for this job.
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